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BUSINESS
LOAN
A business purpose loan is used to purchase an investment property or a cash out refinance where the funds are used for any business purpose. The property collateralized can be non-owner occupied if the funds are used for business.
Our Commitment
Reinvent banking
We’re the only full-spectrum fintech marketplace bank built on the belief that innovative, creative solutions deliver more value and a better experience.
Do what’s right
We're leading the governance of a new industry, developing ethical, responsible ways to bring greater value and better opportunities to customers.
Deliver world-class experiences
Accessing money should be seamless. We’re committed to making borrowing and saving simple and easy for everyone.
Level the playing field
Everyone deserves a better financial future if they strive for it. We’ve built a marketplace that keeps costs low and opportunity high.
Alexa Young, CA
Easy to apply and fast deposit in my bank
The application process was fast and easy, and the result too, I prefer this loan than others
18 hours ago | Other business purpose
Morgan James, NY
Great rate and easy to apply.
This is the 3rd time I have use this loan service, I always try to keep on top of my credit card balances but over the last 3 months they got a little ahead of me especially during the Christmas holiday, credit cards always have a higher interest rate. So I decided to take out another loan and consolidate my cards that way I can get my finances back in order and bring my credit score back up. Thank you Stonecrest
1 day ago | Debt consolidation / refinance
Lisa Driver, MI
Great rate
The on-line loan process was easy and quick. Very user friendly.
2 days ago | Emergency repairs
Contact Us
Address
84 West Santa Clara St,
San Jose, CA 95113
Contact
Opening Hours
Mon - Fri
8:00 am – 8:00 pm
Saturday
9:00 am – 7:00 pm
​Sunday
9:00 am – 9:00 pm
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Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
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Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
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The APR discounted rate is a discount that some customers may receive for taking out a loan to pay down existing debt, which is discounted from the rate given for taking a full cash loan. Not all applicants will qualify for the discount. Any actual discount rate will be determined at the time of application. The best APR discounts are available to borrowers with excellent credit. Advertised discounted rates are subject to change without notice.
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Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews.
A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,008 for a term of 36 months, with an interest rate of 11.74% and a 6.00% origination fee of $1,140 for an APR of 16.09%. In this example, the borrower will receive $17,868 and will make 36 monthly payments of $629. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.
For Personal Loans, APR ranges from 8.91% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of Oct 10, 2024 and are subject to change without notice.